Works fully offline · 12 Indian languages
Byaj hisab app for money you give — interest worked out to the day
AsalBook is a simple record book for money you give to people you know and the money that comes back. It works out the interest, keeps every person’s balance right to the day, and works fully offline on your phone.
Get it onGoogle Play45 days with every feature, no card needed. Android 7.0 or newer.
- Offline — records stay on your phone
- Encrypted — PIN or fingerprint
- Backup to your own Google Drive
- No ads, records never sold
Byaj ka hisab, ab diary nahi — phone par
Byaj, sood ya interest — jo bhi kahein. Kisko kitna diya, kitna byaj bana, kitna wapas aaya: rupaye sekda mahina se lekar kist aur girvi tak, AsalBook sab ka hisab rakhta hai.
Features
Everything your interest diary does — worked out for you
Interest, instalments, money without interest and gold kept as security, in one record book on your phone.
Interest worked out for you, right to the day
Set the interest the way you agreed it and AsalBook keeps every balance correct to today — no more working it out in the diary.
- Rupees per 100 a month (₹2 sekda), % a year, or a fixed amount a month
- Count months by exact days, calendar month, or full and half months
- Payments go to interest first, then to the amount given — or as you choose
- Interest taken at the start, if that was the agreement; whole rupees with clear rounding
One page for every person
Name, phone, area and a note for each person, with everything you gave and everything that came back.
- Given, received and balance at a glance
- Every entry in order, with the running balance after each one
- Call or send a reminder in one tap
Daily, weekly or monthly instalments
For daily collection (kist) the schedule is worked out for you, and today’s collection is waiting on the home screen.
- Skip Sundays for daily collection
- Mark an instalment paid in one tap
- Overdue instalments shown clearly
- Money given to family or staff without interest, tracked the same way
Gold and silver kept as security, on record
Keep a clean girvi record: what you are holding, for whom, and when it went back.
- Item, metal, purity and weight in grams or tola
- Photos of the items, kept on your phone
- A receipt when items are kept and when they go back
- A list of every item you are holding
Statements and receipts on WhatsApp
Send a clear statement or a payment receipt in your own words. Nothing is sent until you press send in WhatsApp.
- A statement for each person as an image or PDF
- Payment receipts and polite reminders
- Share to WhatsApp, SMS or any app you choose
Know where your money stands
See what came back this month or this year and how much of it was interest.
- Total given, total balance and what is overdue
- Highest balances first
- A six-month chart of money given and received
And everything else you need
Works without internet
Your records stay on your phone. No signal needed to add an entry or check a balance.
PIN and fingerprint
The book is encrypted on the phone and opens only with your PIN or fingerprint.
Backup to your own Drive
Back up to your own Google Drive, encrypted with your PIN, and restore on a new phone.
No ads, never sold
No ads in the app, and your records are never sold or shared.
Reminders in your words
Write the reminder message once; send it to anyone with one tap.
No account needed
Set a PIN and start. No signup, no OTP, no company login.
Delete any time
Delete one record or everything from Settings whenever you want.
12 Indian languages
The whole app, statements and receipts in your own language.
Screenshots
See AsalBook on the phone
Swipe through the screens you will use every day.
In your own language
The whole app — and the statements and receipts you send — in English, Hindi, Bengali, Marathi, Gujarati, Punjabi, Telugu, Kannada, Tamil, Malayalam, Odia and Assamese.
Read about AsalBook in your language:
Who uses AsalBook?
- Shopkeeperswho give money or credit to regular customers
- Jewellerswho keep gold and silver as security
- Landlords and lenderswho collect daily, weekly or monthly
- Familieswho give money to relatives or staff and want it on record
Pricing
45 days free, then one simple plan
Pay only through Google Play. Without a plan the app becomes read-only — you can still see, share and back up every record, and nothing is deleted.
First 45 days
No card, no account
- Every feature open
- Unlimited people and entries
- Interest, instalments and money without interest
- Gold and silver records with photos
Try it with your real book before you pay anything.
Monthly
Renews every month, cancel any time
- Unlimited people and entries
- Interest, instalments and money without interest
- Gold and silver records with photos
- Statements, receipts and reminders
- Reports, Drive backup, 12 languages
Bought in the app through Google Play.
Yearly
About ₹42 a month — 30% less than monthly
- Unlimited people and entries
- Interest, instalments and money without interest
- Gold and silver records with photos
- Statements, receipts and reminders
- Reports, Drive backup, 12 languages
Bought in the app through Google Play.
FAQ
Questions people ask
Is AsalBook free?
Every feature is free for the first 45 days, with no card needed. After that, a plan through Google Play keeps adding entries: ₹59 a month or ₹499 a year. Without a plan the app becomes read-only: you can still see, share and back up every record, and nothing is deleted.
Does it work without internet?
Yes. AsalBook works fully offline and keeps your records on your phone. Internet is used only when you back up to your own Google Drive, restore on a new phone or buy a plan on Google Play.
How does it work out the interest?
Choose rupees per 100 a month, % a year or a fixed amount a month, and how months are counted (exact days, calendar month, full or half month). Payments go to interest first and then to the amount given, or as you choose. Interest can also be taken at the start. Amounts are in whole rupees with clear rounding.
Can I keep a record of gold and silver kept as security?
Yes. Add the item, metal, purity and weight in grams or tola, with photos kept on your phone. AsalBook makes a receipt when items are kept and when they go back, and lists every item you are holding.
Who can see my records?
Only you. The book is stored in an encrypted database on your phone and opens with your PIN or fingerprint. Duttatech Solutions has no AsalBook server and never receives your records. A Google Drive backup goes to your own Drive and is encrypted with your PIN.
Can I move my book to a new phone?
Yes. Turn on Google Drive backup, then install AsalBook on the new phone, sign in with the same Google account and restore with your PIN. Keep your PIN safe: without it a backup cannot be opened.
Does AsalBook lend money?
No. AsalBook only keeps your records. It does not lend money, and it does not offer, arrange or advertise loans. Keeping records in it does not replace any licence or registration your state may require for lending money.
Is there a computer or iPhone version?
No. AsalBook is an Android app (Android 7.0 or newer) from Google Play. Statements and receipts can be shared as an image or PDF to any phone or computer.
AsalBook is a record-keeping tool. It does not lend money, and it does not offer, arrange or advertise loans. Keeping records in it does not replace any licence or registration your state may require for lending money.
Close the paper diary today
Every feature free for 45 days. No account, no card — just set a PIN and start.